SplitEasy

How it works

From the first taxi to the last transfer.

Three steps while you're away, one when you get back. Nothing here needs a signal or a bank connection.

Step 01

Set up the trip

Give it a name and dates, then add everyone coming. People are just names until they join — you can track what someone owes long before they install anything.

Step 02

Add expenses as you go

Record who paid, how much, and who it covers. Leave people out of the ones they skipped. Everything works offline, so the cable car with no signal is fine.

Step 03

Settle up

SplitEasy nets everything off and finds the shortest set of payments that clears every balance. Record them as they're paid and the trip closes at zero.

Settling

Fewer payments, not more.

Six people on a trip can owe each other in thirty different directions. Paying all of that back one debt at a time is absurd, so SplitEasy nets it off first: it works out each person's overall position, then matches whoever is down against whoever is up.

Three people who owe money in a tangle usually settle in two transfers. You get a list you can act on, not a matrix you have to interpret.

Rounding

£10 across three people is not £3.33 each.

It's £3.33, £3.33 and £3.34. Most tools quietly drop that penny, and across a two-week trip the totals stop matching what left your account.

SplitEasy hands the remainder to someone and tells you who got it. Every split adds back up to exactly what was spent, whichever method you used.

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